/* =========================================================================
   Kfz-Pfandleihhaus-Vest — Feuille de style globale
   Palette : navy #0C2A52 / #123A6B, teal #17A67B, or #D9A441, crème #F5F2EC
   ========================================================================= */

:root{
  --navy-900:#0A2143; --navy-800:#0C2A52; --navy-700:#123A6B; --navy-600:#16457E;
  --teal:#17A67B; --teal-soft:#7FE3C0; --gold:#D9A441;
  --cream:#F5F2EC; --ink:#0E2440; --muted:#5B6B82; --muted-2:#8A97AC;
  --line:#E6E1D6; --line-2:#D8E0EC; --blue-soft:#EAF0F7;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Public Sans',system-ui,sans-serif;color:var(--ink);background:var(--cream);-webkit-font-smoothing:antialiased}
a{color:var(--navy-700);text-decoration:none}
a:hover{color:var(--teal)}
img{display:block;max-width:100%}
h1,h2,h3{font-family:'Bricolage Grotesque','Public Sans',sans-serif}

/* ---- Range sliders ---- */
input[type=range]{-webkit-appearance:none;appearance:none;background:transparent;cursor:pointer;padding:0}
input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:999px;background:#DCE5F0}
input[type=range]::-moz-range-track{height:6px;border-radius:999px;background:#DCE5F0}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;height:24px;width:24px;margin-top:-9px;border-radius:50%;background:var(--navy-700);border:4px solid #fff;box-shadow:0 2px 8px rgba(12,42,82,.35)}
input[type=range]::-moz-range-thumb{height:24px;width:24px;border-radius:50%;background:var(--navy-700);border:4px solid #fff;box-shadow:0 2px 8px rgba(12,42,82,.35)}

/* ---- Form controls ---- */
input,select,textarea{font-family:'Public Sans';font-size:15.5px;color:var(--ink)}
.fld{width:100%;padding:12px 14px;border:1px solid var(--line-2);border-radius:11px;background:#fff;outline:none}
.fld:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(23,166,123,.15)}
.lbl{display:block;font-weight:600;font-size:13.5px;color:var(--muted);margin-bottom:7px}
textarea.fld{resize:vertical;min-height:130px;line-height:1.55}

@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
.noscroll::-webkit-scrollbar{display:none}
.noscroll{scrollbar-width:none;-ms-overflow-style:none}

/* ---- Container ---- */
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}

/* ---- Buttons ---- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;font-size:16px;padding:15px 28px;border-radius:12px;cursor:pointer;border:none;transition:transform .15s,box-shadow .15s}
.btn-primary{background:var(--teal);color:#fff;box-shadow:0 10px 24px rgba(23,166,123,.35)}
.btn-primary:hover{color:#fff;transform:translateY(-1px)}
.btn-ghost{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.25);color:#fff}
.btn-ghost:hover{color:#fff;background:rgba(255,255,255,.14)}
.btn-dark{background:var(--navy-700);color:#fff;box-shadow:0 8px 20px rgba(18,58,110,.28)}
.btn-dark:hover{color:#fff}

/* ---- Header / nav (shared) ---- */
.hdr{position:sticky;top:0;z-index:50;background:rgba(245,242,236,.9);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.hdr-in{height:74px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:11px;color:var(--ink);flex-shrink:0}
.brand:hover{color:var(--ink)}
.brand .mark{width:38px;height:38px;border-radius:11px;background:linear-gradient(135deg,var(--navy-700),var(--navy-800));display:flex;align-items:center;justify-content:center;box-shadow:0 4px 12px rgba(12,42,82,.28);flex-shrink:0}
.brand .name{font-family:'Bricolage Grotesque';font-weight:700;font-size:18px;letter-spacing:-.4px;line-height:1.05;white-space:nowrap}
.logo-full{display:block;height:42px;width:auto}
.logo-mark{display:none;height:38px;width:38px}
.ftr .logo-full{height:40px}
.desk-nav{display:flex;align-items:center;gap:26px}
.desk-nav a{color:var(--ink);font-weight:500;font-size:15px}
.desk-nav a.active{color:var(--teal)}

/* Dropdown « Nos crédits » */
.nav-drop{position:relative}
.nav-drop-t{display:inline-flex;align-items:center;gap:5px;cursor:pointer}
.nav-drop-menu{position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%) translateY(6px);min-width:260px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 20px 44px rgba(14,36,64,.16);padding:8px;opacity:0;visibility:hidden;transition:opacity .18s,transform .18s;z-index:60}
.nav-drop:hover .nav-drop-menu,.nav-drop:focus-within .nav-drop-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.nav-drop-menu::before{content:"";position:absolute;top:-14px;left:0;right:0;height:14px}
.nav-drop-menu a{display:block;padding:10px 13px;border-radius:9px;font-size:14.5px;font-weight:500;color:var(--ink)}
.nav-drop-menu a:hover{background:var(--blue-soft);color:var(--navy-700)}
.hdr-cta{display:flex;align-items:center;gap:12px}
.burger{display:none;background:none;border:none;color:var(--ink);cursor:pointer;padding:6px}
.mnav{border-top:1px solid var(--line);background:var(--cream);padding:12px 24px;display:none;flex-direction:column;gap:2px}
.mnav.open{display:flex}
.mnav a{padding:11px 8px;font-weight:500;border-radius:8px;color:var(--ink)}
.microbar{background:var(--navy-800);color:#AEC2E0;font-size:12.5px;text-align:center;padding:7px 20px;letter-spacing:.2px}

/* ---- FAQ accordion ---- */
.faq-item{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;text-align:left;background:none;border:none;cursor:pointer;padding:20px 22px;font-family:'Public Sans';font-weight:600;font-size:16.5px;color:var(--ink)}
.faq-q .chev{flex-shrink:0;transition:transform .25s}
.faq-item.open .faq-q .chev{transform:rotate(180deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease;color:var(--muted);font-size:15px;line-height:1.65}
.faq-a-inner{padding:0 22px 22px}

/* ---- Team ---- */
.team-grid > div{min-width:0}

/* ---- Hero plein cadre (image de fond + overlay) ---- */
.hero{position:relative;overflow:hidden;color:#fff}
.hero-bg{position:absolute;inset:0;z-index:0}
.hero-ov{position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(8,20,40,.95) 0%,rgba(8,20,40,.86) 38%,rgba(8,20,40,.55) 72%,rgba(8,20,40,.42) 100%)}
.hero-inner{position:relative;z-index:2;width:100%}
.hero-dots{position:absolute;left:24px;bottom:22px;z-index:3;display:flex;gap:8px}

/* ---- Hero slideshow ---- */
.hero-slide{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity .9s ease}
.hero-slide.on{opacity:1}
.hero-dot{width:8px;height:8px;border-radius:999px;border:none;cursor:pointer;padding:0;background:rgba(255,255,255,.55);transition:all .3s;box-shadow:0 1px 4px rgba(0,0,0,.3)}
.hero-dot.on{width:24px;background:var(--teal)}

/* ---- Product cards ---- */
.pcard{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;color:var(--ink);transition:transform .18s,box-shadow .18s;display:block}
.pcard:hover{transform:translateY(-6px);box-shadow:0 18px 36px rgba(14,36,64,.13);color:var(--ink)}
.pcard .thumb{height:172px;overflow:hidden}
.pcard .thumb img{width:100%;height:100%;object-fit:cover}
.badge-pill{background:var(--blue-soft);color:var(--navy-700);font-weight:700;font-size:12.5px;padding:5px 11px;border-radius:999px}

/* ---- Footer ---- */
.ftr{background:var(--navy-900);color:#AEC2E0}
.ftr a{color:#AEC2E0}
.ftr a:hover{color:#fff}
.ftr-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.1)}
.ftr-col-h{color:#fff;font-weight:700;font-size:14.5px;margin-bottom:16px}
.ftr-links{display:flex;flex-direction:column;gap:10px;font-size:14px}

/* ---- Multi-step wizard (apply) : progressive enhancement ----
   Sans JS : toutes les étapes visibles. Avec JS (.wizard) : une à la fois. */
.wizard .step{display:none}
.wizard .step.active{display:block}
.wizard-only{display:none}
.wizard .wizard-only{display:block}
.nojs-note{display:block}
.wizard .nojs-note{display:none}

/* ---- Responsive ---- */
@media(max-width:1180px){.produits-grid{grid-template-columns:repeat(3,1fr)!important}}
@media(max-width:960px){
  .desk-nav{display:none!important}
  .burger{display:block!important}
  .hero-grid{grid-template-columns:1fr!important;gap:40px!important}
  .hero-grid h1{font-size:42px!important}
  .simu-grid,.process-grid,.ph-grid{grid-template-columns:1fr!important;gap:32px!important}
  .promesse-grid,.produits-grid,.stats-grid,.footer-grid,.bene-grid,.ftr-grid,.team-grid{grid-template-columns:repeat(2,1fr)!important}
  .ph-grid h1{font-size:38px!important}
  .hero-ov{background:linear-gradient(180deg,rgba(8,20,40,.78) 0%,rgba(8,20,40,.86) 55%,rgba(8,20,40,.94) 100%)!important}
}
@media(max-width:760px){
  h1{font-size:clamp(27px,7.4vw,42px)!important;letter-spacing:-.7px!important}
  h2{font-size:clamp(23px,5.9vw,34px)!important;letter-spacing:-.5px!important}
  .hero-pad{padding-top:46px!important;padding-bottom:52px!important}
  .bignum{font-size:32px!important}
  .cta-box{padding:36px 22px!important}
  .simu-pad{padding:24px 22px!important}
  .sec{padding-top:40px!important;padding-bottom:16px!important}
  .stat-row{gap:18px!important}.stat-sep{display:none!important}
  .step-card{padding:24px 20px!important}
}
@media(max-width:720px){
  .form-3{grid-template-columns:1fr!important}
}
@media(max-width:600px){
  .brand .logo-full{display:none}   /* auf Mobil nur das Emblem im Header, CTA bleibt sichtbar */
  .brand .logo-mark{display:block}
}
@media(max-width:560px){
  .promesse-grid,.produits-grid,.footer-grid,.bene-grid,.ftr-grid{grid-template-columns:1fr!important}
  .hero-grid h1{font-size:34px!important}
  .stats-grid{gap:26px 14px!important}
  .form-2{grid-template-columns:1fr!important}
}
@media(max-width:460px){.step-lbl{display:none!important}}